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Finding a Mortgage

That's Right for You!


With low interest rates, refinancing is a choice many individuals are exploring. See how long it will take to recover any closing costs associated with a new loan and calculate refinance savings by contacting me today. 

With plenty of properties on the market and low interest rates, Lend Smart Mortgage encourages prospective real estate buyers to seriously consider their dreams.

​​​​​​NMLS #4474

A donation will be made upon your mortgage closing!



Rates, points, and closing costs vary based on loan features, geography and/or other terms and conditions.


Paul Melby

NMLS #322989

Our expert brokers shop for the best loan available, which mean the best rates and terms for you.